They can take advantage of the lower monthly payment initially and then refinance before the balloon payment is due. Rising Income - Borrowers who expect their income to rise sharply in the coming years may consider a balloon mortgage. There is no reason to pay higher fees and higher monthly payments for a traditional mortgage when these borrowers are looking to sell their house in a few years. Planning to Move - A balloon mortgage is useful for homeowners that are planning to move or relocate in a few years. Lower Overall Costs - The costs for financing a balloon mortgage are much lower than a traditional mortgage with a 30-year term because the mortgage is much shorter and borrowers will pay less in interest payments. Lower Monthly Payment - The monthly payment is lower for balloon mortgages because their interest rate is usually lower during the initial period than a fixed-interest mortgage or variable-interest mortgage. There are benefits and disadvantages of getting a balloon mortgage, following are the balloon mortgage pros and cons. However, a balloon mortgage could be risky as the lump sum payment due at the end of the term is a huge amount compared to the regular monthly payments. The homeowners are not looking to stay in the same house for 30 years. The interest rate is usually lower in the initial period compared to a fixed 30-year mortgage making them useful for homeowners who are only planning to stay in their homes for a short period of time. The balloon loan amortization schedule excel is downloadable.Ī balloon mortgage is a mortgage where the borrower is allowed to make low or interest-only payments initially and at the end, he is required to pay off the full balance in a lump sum.īalloon mortgages are usually for short-term borrowers who are expected to pay the lump sum in 5 to 7 years. Amortization Schedule With Balloon PaymentĪmortization schedule with balloon payment is useful for borrowers who need to calculate short term ballon loans.
0 Comments
5 full stars for certain and you can thank me later if you're wise enough to listen. This fact is just the cherry on top of what may be the best overall hotel value I can now name and it's only a shame I didn't try them sooner. The Spin2 Cycle Fitness/Laundry Room is a genius idea allowing you to get both your work out in and your laundry done at the same time while traveling and I don't know why every chain doesn't duplicate them? I also commend Home2 Suites for their commitment to the environment which they take very seriously with the signage and habits to prove it. The staff was unobtrusive and professional but always there if you needed anything and friendly to fault, which is how hospitality should be. See 157 traveler reviews, 59 candid photos, and great deals for Home2 Suites by Hilton Phoenix Tempe, University Research Park at Tripadvisor. The breakfast was bountiful with healthy options and incredibly charming staff who almost made me late for appoints because I didnt want to drag myself away from our conversations. Home2 Suites by Hilton Phoenix Tempe, University Research Park: I would not stay there again. Nothing about Home2 Suites disappointed for the rest of my stay either. Home2 Suites by Hilton Phoenix Tempe, University Research Park: Outstanding place to stay - See 158 traveler reviews, 60 candid photos, and great deals for Home2 Suites by Hilton Phoenix Tempe, University Research Park at Tripadvisor. I was issued keys and directions to the elevator within moments and before I might have even been greeted at a lesser hotel chain I was in my room on the 3rd floor enjoying the view and the amenities while I unwound from my travels. Price Rd. Home2 Suites by Hilton Phoenix Tempe, University Research Park: Nice hotel - See 165 traveler reviews, 61 candid photos, and great deals for Home2 Suites by Hilton Phoenix Tempe, University Research Park at Tripadvisor. The staff all had cheery smiles and helpful attitudes as I walked in the over wide automatic sliding doors, a nice convenience when you're burdened by large luggage. I have never had a more pleasant experience right from the start than I did at the Home2 Suites by Hilton Tempe, ideally located in a quiet, well kept and secure area just off of two major East Valley freeways. Personal protective equipment, including masks, will be available to guests. Disinfectant is used to clean the property commonly-touched surfaces are cleaned with disinfectant between stays bed sheets and towels are laundered at a temperature of at least 60☌/140☏. Cash is not accepted. This property advises that enhanced cleaning and guest safety measures are currently in place. This property accepts Visa, Mastercard, American Express, and Discover. Special requests can't be guaranteed and may incur additional charges. Special requests are subject to availability at the time of check-in. Water park passes are valid from 1 PM on the day of check-in until the water park closes on the day of check-out.Ĭharges for extra guests may apply and vary according to property policy.Ī cash deposit, credit card, or debit card for incidental charges and government-issued photo identification may be required upon check-in. Water park passes are included for all registered guests. Please note that cultural norms and guest policies may differ by country and by property the policies listed are provided by the property This property accepts credit cards cash is not accepted Special requests are subject to availability upon check-in and may incur additional charges special requests cannot be guaranteed Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges Smoking is allowed in designated areas at this 3.5-star Traverse City resort.Įxtra-person charges may apply and vary depending on property policy A children's pool, a seasonal outdoor pool, and a 24-hour fitness center are also featured at the family-friendly Great Wolf Lodge Traverse City. Event space at this resort measures 10900 square feet (1013 square meters) and includes conference space. Business amenities include a business center and meeting rooms. You can enjoy a drink at one of the bars, which include a poolside bar and a bar/lounge. There are 3 restaurants and 2 coffee shops/cafes, as well as a snack bar/deli. The staff at Great Wolf Lodge looks forward to serving you during your upcoming visit.As a guest of Great Wolf Lodge Traverse City, you'll find a complimentary water park, 4 indoor swimming pools, a lazy river, and a waterslide. Looking to explore? Then look no further than The Village at Grand Traverse Commons (1.2 mi), The Botanic Garden (0.6 mi), and World's Largest Cherry Pie Pan (1.1 mi), which are some popular Traverse City attractions – all conveniently located within walking distance of the resort. While in Traverse City, you may want to check out some of the restaurants that are a short walk away from Great Wolf Lodge Traverse City, including Trattoria Stella (1.1 mi), PepeNero (1.2 mi), and Spanglish (1.2 mi). As an added convenience, there is free parking available to guests. In addition, guests can enjoy a pool and a lounge during their visit. You can also take advantage of some of the amenities offered by the resort, including room service. Guest rooms offer a flat screen TV, air conditioning, and a kitchenette, and Great Wolf makes getting online easy as free wifi is available. Given the close proximity of popular landmarks, such as Front Street (2.2 mi) and Boardman River Boardwalk (2.3 mi), guests of Great Wolf Lodge Traverse City Mi can easily experience some of Traverse City's most well known attractions. If you’re looking for a family-friendly resort in Traverse City, look no further than Great Wolf Lodge. Barcelo Bavaro Palace All Inclusive Resort.Melia Punta Cana Beach Wellness Inclusive - Adults only.
1/22/2024 0 Comments Landr costThe LANDR website also feels more upscale and music-oriented, offering additional services to those mastering. Quality-wise, LANDR made our song sound clearer and even tweaked with vocal levels and crackling/popping: something eMastered wasn’t as equipped to handle. ( The TrustPilot and Reddit reviews aren’t great).Ĭonsidering that the no-commitment monthly plan is $40 versus LANDR’s single $9.99 option, this feels aggressive on eMastered’s part. These plans are awkward at first glance, confusing many frustrated customers locked in a 12-month commitment without reading the fine print. Yearly (Billed Monthly): $19 per month for 12 months.Moving to eMastered, they have a somewhat unique mastering price table, with these being your options: We have a $50 discount to share with you! Although we love audio engineers, this can be a lifesaver for a musician on a tighter budget. LANDR gives you a year’s worth of music mastering for under $200, which is unheard of in the industry. If you were to pay an audio engineer per song, per master, you’d be looking at $200+ PER song. We use the Studio plan because it gives you unlimited MP3 masters and up to 36 WAV masters each year, which is a STEAL. Moreover, LANDR offers better pricing for more features if you sign up for a ‘Studio’ plan, a fan favorite ( and what we use).Īccording to their website, here are your mastering options on LANDR: Related: Which Music Distributor Is Better: DistroKid Or TuneCore? LANDR & eMastered’s Pricing + Features Photo by Manuel Filipe on That, from a customer standpoint, felt a little better. The one thing we immediately notice between LANDR and eMastered is that eMastered needs to be more transparent with its price plan and aggressively nudges people into a subscription.īecause we’ve used both and subscribed to both services, LANDR was much more pleasant in attracting subscribers and users. LANDR does this too, so they’re similar in that regard. Therefore, LANDR did a better *overall* job at mastering and balancing a song than eMastered.ĮMastered also offers revisions and even a “Reference” upload option, where someone can add a song they want theirs to sound like when the AI mastering finishes. On LANDR, there are more choices for revisions and tweaking based on your track’s genre and current balance: which we love. Related: Is LANDR Online Music Mastering Any Good? LANDR vs eMastered: Which Is Better For Musicians?īetween LANDR and eMastered, the overall quality of our music was easier to improve using LANDR’s online mastering portal. With all that out of the way, let’s get into the nitty-gritty of these competing services. Regardless of your choice, it’s crucial to understand what your track should look/sound like before submitting it to the AI music machine. It’s very sci-fi in theory: but to many, it’s how they get their tunes ready for release and large-scale distribution. This would be considered artificial intelligence as the system analyzes your song and recommends adjustments based on its programming. Online mastering services work the same, taking your unmastered MP3 or WAV file and adding levels, depth, and improving clarity in vocals and instruments depending on the genre. LANDR has many more offerings between the two, but that’s not to say they’re the best at this time: trust us, we’ll dive deeply into both below. LANDR is also a music distributor, boasting millions of artists yearly, and has garnered quite a reputation for high-quality (and affordable) results.Ĭonversely, eMastered is a self-proclaimed “ best mastering service” one can use for their upcoming release, boasting Grammy-winning technology. Generally, you need to have a pre-mixed song needing that final touch to use these services correctly, but many people have great success with lightly mixed tracks as well. LANDR and eMastered are popular online music mastering websites where you can upload a song and have it mastered for streaming and radio. Keep reading: we’re here to make this decision easier! What Is LANDR And eMastered? How Do They Work? Photo by Anna Pou on Luckily, we’ve done plenty of experimenting with our own songs between the two mastering websites and have a final verdict for you. Is LANDR better than eMastered, or is it the other way around? A few questions may pop into your mind when deciding between online mastering services LANDR or eMastered.įirst, which service does a better job mastering a song, and how much will it cost you for a single master or subscription? 1/22/2024 0 Comments Reviews of totalav app for iphoneChoosing the former sends the file back to its original location, so you should only restore files that you’re sure are not infected. And even then, the only things you can do are restore the files or delete them permanently. You can only access the quarantined files via the app itself. By doing so, TotalAV prevents the malware from running or spreading. Additionally, it makes changes to the infected file so that it can’t execute. That involves removing the file from its original location and placing it in a secret folder that you or other programs can’t access. We mentioned quarantining malicious files, but how exactly does it work? When a file becomes infected by malware, TotalAV quarantines it so that the malware doesn’t spread to other areas. We recommend scheduling a full system scan at least once a week. Smart Scan also let us create automated scan schedules, with the shortest duration between scans set to weekly and the longest set to monthly. For instance, it showed us which programs had permission to run automatically at start-up, so we could see if there was anything we could remove to improve start-up times. Besides detecting malware, TotalAV scanned key areas for us to check out if we wanted to improve our machine’s performance. TotalAV’s Smart Scan, though, is a little more advanced than the normal scans most antivirus software perform. Scanning for malware is one crucial part of how antivirus software works. It can either quarantine the infected file so you can manually check and remove it at a later time or delete the infected file right away. For example, you can tell TotalAV what to do when it detects malware. You can modify how the real-time protection behaves in the settings. And when it does find something suspicious, a notice like the one below pops up. You don’t need to run a scan manually TotalAV does the scans automatically and in the background. To offer that kind of protection, TotalAV scans files being transferred to and from your computer, the folders you open, and processes your machine executes. Check out the articles linked in this section to learn more about each type of malware and how to protect your devices from them. Resource Guide: What is a Trojan? What is spyware? What is adware? What is a computer worm? These are all types of malware. We bit the bullet and went with the most comprehensive plan: Total Security. If you want to use the other features, you’ll need to upgrade to a paid subscription, so that’s what we did. It lets you scan for malware manually, but that’s all that it can do. After that, we’d need to upgrade to a paid subscription to continue using it.įurther exploring the app confirmed our suspicion that the free version is pretty barebones. When we tried to clear our device’s tracking cookies, for example, TotalAV notified us that we only had 48 hours to try the feature for free. Soon after, though, we found out that not all the listed features are included in the free version. The software even performed a Smart Scan as soon as we launched it the first time, which checked for: Impressively, the app listed a comprehensive set of features, ranging from real-time malware protection to miscellaneous device protections such as password management and performance booster. We’re not ones to turn down free protection, so we downloaded the software and tried it out. One of the first things that caught our eye was TotalAV’s promise of a free-to-download, free-to-use antivirus software. Like we always do before testing antivirus software, we researched TotalAV’s products and offerings. 1/22/2024 0 Comments Negative trait thesaurusNobody likes people who are just flawed you need something to make readers care. They make us actually like the character. That doesn’t mean they are the mirror opposites: the opposite of ‘selfish’ is ‘unselfish’, but you can’t create a character who has a flaw ‘selfishness’ and give them ‘unselfishness’ as their good trait. A character’s good traits are the traits they use to overcome their flaw. The positive trait thesaurus is the other side of the negative trait thesaurus. The second results in the arc ‘the character learns that you can care about others without getting hurt’. In the above examples, the first would result in the arc ‘the character overcomes their selfishness’, which is pretty generic. Flaws are linked to something inside the character that makes their flaw rational to them: the lie.Īlso, by formulating the flaw as a lie, learning to let go of their lie becomes the character arc. On the outside the effect looks the same, but by linking the flaw to a lie, you also highlight the internal workings of a character. Characters don’t have flaws like ‘I’m selfish’, no, they tell themselves a lie like ‘Caring about others will make me get hurt’. This idea helped me a lot to improve characterization. It links the flaws to the so-called hierarchy of needs, from psychology, and links them to lies a character tells themselves. Not just that, it adds a foundation to them. The negative trait thesaurus, by Angela Ackerman and Becca Puglisi, offers a list of possible flaws to use as inspiration. A flaw doesn’t just appear, it’s the result of something that happened in a character’s past. You see, you’re not just giving them a flaw, you’re giving them life. Giving a character a ‘flaw’ sounds easier than it really is. I’ve recently bought two books that really help with creating characters. Today, let’s look at the characters themselves. I’ve already written about combining character arcs and plots. The character has a flaw, which he or she slowly overcomes during the story an arc that reaches a climax near the end of the book.īut then what? How do you think of a flaw? What other traits should you add to the character to round them out? How do you tie that into the story? Most books describe creating characters as an offshoot of the plot: the story you’re trying to tell must match the characters. For us lesser mortals, creating a character is more work. Some writers might have characters that spring from their minds wholly finished, much like Athena was born whole from Zeus’s forehead. Two tools that can help are the positive and negative trait thesauruses. Writing a great story starts with thinking up great characters. ^ a b "Lecrae – Chart history – Christian Songs".^ "KE On The Track – EDM Nation (Hosted by Trap-A-Holics)".On The Track – Best Beats In The World 4". On The Track – Best Beats In The World 3". On The Track – Best Beats In The World 2". ^ "Ke On The Track – Best Beats In The World".^ "KE On The Track Interview HOT107.9".on the Track" (Produced for Nicki Minaj, Rick Ross, Future)". ^ "Year-End most popular R&B/Hip-Hop songs".^ "KE On The Track – BLOG #1 feat RICK ROSS & NICKI MINAJ YOUR THE BOSS".The American Society of Composers, Authors and Publishers. on the Track explains to "On the Come Up" why he's the producer that you'll hear loud and clear". Jay-Z)įuture & Freeband Gang – Black Woodstock: The Soundtrack " All the Way Turnt Up" ( Roscoe Dash feat. He has a Grammy Award nomination for co-producing Tamar Braxton’s Love and War album. created Beat Mechanics Entertainment to sign artists and producers. produced three singles on rapper Shy Glizzy's mixtape "LAW 3" He also produced Mila J's lead single, entitled ' Pain In My Heart. released singles with artists including Kevin Gates, Shy Glizzy, and Tracy-T. In December 2013, the lead single from Rick Ross' Mastermind " The Devil Is A Lie" was released, crediting K.E. stated he was working on Future's second album, as well as tracks with, Young Jeezy, Eminem, French Montana and Kirko Bangz. has released a number of instrumental mixtapes in the Hip hop, trap and EDM genres, such as The Art of Trap, EDM Nation 1 & 2 and the Best Beats in the World series. Īs a lead artist and record producer, K.E. After Khaled heard K.E.'s production on "You the Boss," he contacted him to get some beats and created the song, which made the cut for the album. produced the track "I'm So Blessed" (featuring Big Sean, Wiz Khalifa, Ace Hood and T-Pain) from DJ Khaled's sixth studio album Kiss the Ring. "Magic" was released as the second single from Pluto in January 2012 and peaked at No. produced the song "Magic," which appeared on Future's 2011 mixtape True Story and its remix with rapper T.I., which was featured on the album. worked with Future on his debut album Pluto. It was also placed at number 33 and number 37, respectively, on the Billboard Year-end charts for Hot Rap Songs and Hot R&B/Hip-Hop Songs. Eventually the track was taken off the final track list, even though it peaked at No. In 2011, he produced the song " You the Boss" by Rick Ross and Nicki Minaj, which was originally released as the first single from Ross' fifth studio album God Forgives, I Don't. also co-wrote and produced the second single " Show Out", released in August the same year. It spawned multiple remixes by artists such as Ludacris, Fabolous and MGK. " All the Way Turnt Up" was released in January 2010 and peaked at No. In 2010, he worked on rapper Roscoe Dash's debut album Ready Set Go!, where he produced 5 of the 9 songs, including both singles. The song received airplay and charted at No. K.E.'s breakthrough came in 2009, when he produced the single " Swag Surfin" by rap group Fast Life Yungstaz. on the Track, is an American record producer. 1/22/2024 0 Comments Parent time out massageLyss Stern is a renowned author, mental health advocate, and passionate advocate for the well-being of all parents. By adopting the diva mom mindset and prioritizing self-care, you can improve your mental and physical health, set a positive example for your children, and lead a more fulfilling life. It's about prioritizing self-care and showing yourself the love and respect you deserve. In conclusion, being a DivaMom isn't about being selfish. Setting boundaries can help you prioritize self-care and reduce stress. Whether it's getting a massage, trying a new hobby, or simply indulging in your favorite food, make time to do things that make you happy.ĭon't be afraid to say no to commitments that don't align with your values or priorities. These simple actions can have a big impact on your physical and mental health. This can free up some of your time and help you focus on self-care.Įat a healthy diet, exercise regularly, and get enough sleep. Delegate tasks to your partner, older children, or a trusted babysitter. You don't have to do everything yourself. Use that time to do something you enjoy, whether it's reading a book, taking a bubble bath, or simply sitting quietly and reflecting. So, how can you adopt the diva mom mindset and prioritize self-care? Here are some ideas:Įven if it's just 10 minutes, make sure to carve out some time for yourself every day. By taking care of yourself, you can reduce your risk of chronic diseases, such as heart disease and diabetes, and improve your overall well-being. Self-care isn't just about mental health. By taking time for yourself and engaging in self-care activities, you can reduce stress, improve your mood, and boost your overall mental health. Neglecting your own needs can lead to burnout, stress, and even depression. You're teaching them that it's important to take care of yourself, that it's okay to put your needs first sometimes, and that self-care is an essential part of a healthy lifestyle. Your children learn from your behavior, and by prioritizing self-care, you're setting a positive example for them. It sets a positive example for your children By prioritizing self-care, you're showing yourself the love and respect you deserve. Being a mom is a tough job, and it's okay to admit that you need a break sometimes. Here's why:įirst and foremost, it's important to remember that you deserve to take care of yourself. That's why it's time to channel your inner diva mom mindset and prioritize self-care. But while it's noble to be selfless, neglecting your own needs can have serious consequences for your mental and physical health. After all, you have little ones to care for, a household to manage, and perhaps even a job to attend to. The DivaMoms Mindset: Prioritizing Self-Care and Being Good to YourselfĪs a mom, it's easy to fall into the trap of putting others' needs before your own. With the combined expertise of Lyss Stern and Mindset Wellness. If you're a mom who's looking for a simple and effective way to prioritize your wellness and self-care, give "Moms’ Time Out" a try. Each vegan gummy contains a carefully formulated dose of full spectrum CBD, high-grade botanical terpenes and natural supplements so you can customize your experience. Made with organic and vegan ingredients, these gummies are non-intoxicating, ensuring that you can enjoy the benefits of CBD anytime, anywhere without feeling high. These gummies are easy to take on-the-go and can be enjoyed anytime, anywhere. Whether you need a quick pick-me-up, a way to unwind after a long day, or help getting a good night's sleep, "Moms’ Time Out" has got you covered. As a busy mother herself, Lyss understands the challenges of balancing motherhood and self-care, and has developed this natural product to help other moms prioritize their own wellness. In close collaboration with Lyss Stern, founder of DivaMoms, "Moms’ Time Out" was created with the unique needs of moms in mind. 1/22/2024 0 Comments Maryland covid cases by countyProbable cases and deaths count individuals who meet criteria for other types of testing, symptoms and exposure, as developed by national and local governments. The tallies on this page include probable and confirmed cases and deaths.Ĭonfirmed cases and deaths, which are widely considered to be an undercount of the true toll, are counts of individuals whose coronavirus infections were confirmed by a molecular laboratory test. Maryland began reporting probable deaths. Maryland added 538 deaths from the past year after reconciling records. Maryland did not announce new cases and deaths for the Thanksgiving holiday. The state announced it was responding to a cyberattack that affected data systems. Maryland was unable to report new cases data for more than two weeks. Maryland was unable to report new county-level cases and deaths because of a technical issue. 20 after resolving technical issues that prevented the state from reporting updates for more than two weeks. Maryland did not announce new cases and deaths for the Christmas holiday. Maryland added many cases and deaths in Somerset County after resolving a technical issue. Maryland did not announce new cases and deaths for the New Year's holiday. Maryland added about 24,800 cases from recent months representing people who were infected more than once. The Times began including death certificate data reconciled by the C.D.C., resulting in a one-day increase in total deaths. More about reporting anomalies or changes The Times has identified reporting anomalies or methodology changes in the data. 1/22/2024 0 Comments Eliza thompson house sq ftThe private bathrooms are appointed with hair dryers and towels. They are also decorated with antique furniture. The air-conditioned rooms at this Savannah hotel are fitted with cable channels, some of them feature a decorative fireplace. Moreover, it is located in proximity to Orleans Square.ĭot bus station is located 10 minutes away from Eliza Thompson House, Historic Inns Of Savannah Collection. Sights, approximately 16 minutes' walk of the hotel, include Ships of the Sea Maritime Museum. Eliza Thompson House, Historic Inns of Savannah Collection offers 25 accommodations with MP3 docking stations and DVD players. Set in the heart of Savannah, this boutique property offers quick access to the historic neo-gothic Catholic church "Cathedral of St John the Baptist". See 2,573 traveler reviews, 1,061 candid photos, and great deals for Eliza Thompson House, Historic Inns of Savannah, ranked 4 of 128 hotels in Savannah and rated 4.5 of 5 at Tripadvisor. Gryphon Tea Room serves various kinds of American dishes about a 5-minute walk away. Fodors expert travel writers review the Eliza Thompson House in Savannah and give you the straight scoop, complete with photos, details on the rooms and accommodations, up-to-the-minute pricing. Now 246 (Was 312) on Tripadvisor: Eliza Thompson House, Historic Inns of Savannah, Savannah. Here a cold buffet breakfast is offered each morning. Featuring 25 rooms with views of the private walled garden, the bed & breakfast is set at 1.1 km distance from Owens-Thomas House & Slave Quarters. Eliza Thompson House, Historic Inns Of Savannah Collection (Adults Only) ReviewĮliza Thompson House, Historic Inns Of Savannah Collection is 4-star accommodation set nearly 9 minutes' walk to the Central Forsyth Park. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |